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For instance, in one program expected to be announced Wednesday, some workers can buy a $350 Apple Watch for just $25 by meeting exercise goals for two years. Vitality, a provider of disease-prevention and lifestyle programs, is initially bringing the offer to U.S. employees at three companies, along with John Hancock life-insurance customers. It has been testing the program in South Africa since December.Other programs let you redeem points from fitness activities for gift cards and other rewards. Reward programs make the payoff more immediate.Programs like these are still new, but appear to be expanding as part of broader changes in the health-care marketplace. These programs are typically voluntary, but you must be willing to share data to earn the most rewards and insurance discounts.Programs from Vitality and others typically won't let you earn insurance discounts simply by exercising.That makes the effect of the fitness program difficult to isolate.
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